
Actual interest rates and APRs may vary based on credit history.
| CONVENTIONAL | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.125% | 4.295% | 1.750% |
| 4.250% | 4.335% | 0.750% |
| 4.375% | 4.440% | 0.500% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.500% | 3.834% | 2.000% |
| 3.625% | 3.848% | 1.250% |
| 3.750% | 3.862% | 0.500% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 4.375% | 3.506% | 0.000% |
| FIRST TIME HOMEBUYER | ||
| First Time Home Buyer 30 Year Fixed | ||
| Rate | APR | Points |
| 4.500% | 4.513% | 0.000% |
Welcome to the Residential Lending Center where you will find all the tools you need for your new mortgage or home equity loan/line. This is the place where you can get important information, check rates, and even sign up for rate watch so you’ll know when rates change.
You can apply any way you want:
We guarantee to service your mortgage right here at Newtown Savings Bank for its entire duration or we’ll pay you $500.*
Shopping for a home? While you’re searching for that perfect property we can issue an online pre-approval letter. Your nominal pre-approval fee is fully refunded and will be rebated to your credit card or your Newtown Savings Bank account following receipt of your application. Apply Now.
We offer programs specifically tailored to meet the needs of the First Time Home Buyer making the dream of home ownership both easy and affordable. Learn More…
*The guarantee refers to the servicing of approved loans only and does not imply nor guarantee that a loan will be approved. The guarantee applies to Guaranteed Mortgages serviced by Newtown Savings Bank. Newtown Savings Bank offers other mortgages that may be serviced by others and those mortgages are not covered by this guarantee.