Today's Featured Rates

Actual interest rates and APRs may vary based on credit history.

30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.319%  2.000%
 4.250%  4.359%  1.000%
 4.375%  4.399%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.460%  2.000%
 3.250%  3.438%  1.000%
 3.375%  3.417%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 2.375%  2.790%  0.000%
First Time Home Buyer 30 Year Fixed
 Rate  APR  Points
 4.250%  4.274%  0.000%

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Residential Lending Center

Welcome to the Residential Lending Center where you will find all the tools you need for your new mortgage or home equity loan/line. This is the place where you can get important information, check rates, and even sign up for rate watch so you’ll know when rates change.

You can apply any way you want:

  1. Online
  2. Visit any of our 14 branch locations
  3. With one of our mortgage bankers

Pre-Approval Letters Available

Shopping for a home? Most sellers and realtors prefer to negotiate with pre-approved buyers. Not only are our mortgage professionals available to help you determine how much of a mortgage you can afford, but they can even provide you with a customized pre-approval letter for each offer that you make.

First Time Home Buyer Programs

We offer programs specifically tailored to meet the needs of the First Time Home Buyer making the dream of home ownership both easy and affordable. Learn More…

For additional First Time Home Buyer resources visit the Housing Development Fund website at

Apply Now

Rate Watch

Stay on top of changing mortgage rates, sign up for rate watch and we’ll email you our rates as often as you want.

Sign Up

Home Equity

Get a home equity loan or line of credit to pay for home improvements, consolidate debt, or buy a vacation home.

Check Rates

Loan Calculator

Access our loan calculators.

Calculate Now
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